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The Commerce Digest team is a group of experienced writers and editors with a passion for all things related to e-commerce, business, and finance. They are committed to delivering high-quality content that is informative, engaging, and relevant to their audience. With their extensive knowledge and expertise in the industry, the Commerce Digest team is dedicated to providing their readers with the latest news, trends, and insights that can help them stay ahead in the competitive world of commerce. Whether it's through in-depth articles, product reviews, or expert analysis, the team works tirelessly to ensure that their readers are well-informed and empowered to make smart decisions in their businesses.
SDI Production / iStock.com A special needs trust is a legal way to help people with disabilities without disqualifying them from government benefits. One of the main financial risks of being disabled is losing benefits because your wealth or income level exceeds the government’s very strict limits. A special needs trust may be a solution in this situation because it keeps assets and income out of the hands of disabled beneficiaries and favors the trustee who retains control of the trust property. Here’s a look at what a special needs trust is, how it works, and how it can legally…
2 Creating a Sustainable Financial Plan for Your Business Running a business is not an easy task. It requires a lot of hard work, dedication, and most importantly, financial planning. Creating a sustainable financial plan is crucial for the success of any business. A financial plan helps you to understand your business’s financial position, set achievable financial goals, and make informed decisions. In this article, we will guide you on how to create a sustainable financial plan for your business. Understand Your Business’s Financial Position The first step in creating a sustainable financial plan for your business is to understand…
S.Market indices are not economics and vice versa. A colleague of mine took up the subject last summer and argued that the main differences were primarily a matter of size and period of measurement. However, most investors view the performance of benchmarks such as the Nasdaq 100 Index (NDX) as a reflection of the future outlook for economic activity. The team at JPMorgan Wealth Management echoed this sentiment, saying, “Equity markets often bottom out well before a recession is over, and sometimes even before you realize you’re in a recession. It can bottom out,” he said, adding that “the stock…
New Waygo County, Michigan — On a chilly May morning, a bus from the Michigan Veterans Home retreats cautiously between two trees at Croton Township Campground. At the stop, about a dozen heroes of our country get off. Some people can walk down stairs. Some people need an elevator to bring their wheelchair safely to ground level. They’re here for just one thing: a relaxing day of fishing.For the past 14 years, Croton Sportsmen for Youth and Veterans with Disabilities has taken children and veterans on free fishing trips. The day ends with a pontoon ride, lunch and peaceful fellowship.”It…
The 2023 South County Economic Summit was held on May 24, 2023 at the Granada Theater in downtown Santa Barbara. The event is part of his UCSB Economic Forecasting Project, which provides insights into the economy of Santa Barbara County each year. Director Peter Rupert gave us an update on the ground.”The unemployment rate is at an all-time low. So is the unemployment rate in Santa Barbara, and the labor market is doing really well,” Rupert said.He said the local economy was growing, although not at its pre-pandemic pace, with some markets doing better than others.”And now leisure and hospitality…
Old Town East, Ohio — There’s a new way to explore neighborhood small businesses. Small Business Trails make it easy to find new businesses to shop and other businesses in the same area. What you need to know Old Salts Leatherworks is one of the companies participating in the Old Town East Small Business Trail. The Economic and Community Development Institute helped shape these trails Currently trails are only available in Central Ohio in Old Town East, Westerville, North Market and soon Delaware. We frequently want to add new trails and businesses with the goal of expanding the program statewide.…
1 In today’s digital age, businesses are becoming increasingly reliant on technology to run their operations. While this has made things more efficient, it has also opened up doors for cybercriminals to exploit vulnerabilities in these systems. Cybersecurity risk management has become a timeless priority for businesses, and for good reason. What is Cybersecurity Risk Management? Cybersecurity risk management involves identifying, assessing, and mitigating potential cybersecurity risks that could harm a business. This includes protecting against cyber threats such as hacking, phishing, malware, and other cyber attacks. The goal of cybersecurity risk management is to ensure that a business’s data,…
In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers (terms apply) that we have found for each product or service. Opinions expressed here are the author’s alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please check out our advertiser policy for further details about our partners, and thanks for your support! To kick off our trip to Dubai and…
Sign up for amNY Sports’ e-mail newsletter for insights and match coverage on your favorite teams Bayside High School held its annual social entrepreneurship fair on Friday. Students in the Career and Technical Education Humanities and Nonprofit Management programs each marketed socially responsible products to students, staff and other attendees. Photo credit: Ethan Marshall Each 11th grade student in the program takes a college credit course called “Social Entrepreneurship” at Farmingdale State University. The students were divided into 17 groups of 5 students each and tasked with coming up with innovative ideas for creating businesses while fulfilling their social responsibilities.…
Corey Vertich, co-founder and principal of Uhler and Vertich Financial Planners, has been named to Forbes’ 2023 list of the State’s Best Wealth Advisors.Photo credit: Brian Teets Corey Vertich of CFP®, Founding Principal of Uhler and Vertich Financial Planners, Named to Forbes Annual Best In-State Wealth Advisors List Recognizing Advisors in Countries, Regions and Independent Companies . Developed by SHOOK Research, Forbes rankings are based primarily on qualitative criteria algorithms and quantitative data obtained through telephone and face-to-face due diligence interviews. Advisors on the list have at least seven years of experience, and the algorithm considers…